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You can enjoy reduced chargebacks with a high-risk merchant account, but that’s not all. net offers high-risk merchants all the tools for high-risk payment processing. Post Views: 2,851. Industries. com can help: Payment Processing: HighRiskPay. A high-risk industry is defined by its likelihood to introduce more operational, regulatory, and reputational risk exposure. Our company has been in business since 1997 and deals with a high volume of high-risk merchants. After the customer has entered all of their credit card information on your website, it will be authorized. But don’t lose hope. A high-risk merchant account is a payment processing tool that gives unique types of businesses the ability to accept payments. $20,000 or more in monthly transactions. High Risk Pay is a merchant account provider that provides services to organizations that have a history of bad credit or are in a high-risk industry. This is crucial for planning financial flow and creating budgets. Some of their services are listed below: 1. Firearms are notoriously expensive, with the average gun costing between $800 and $1,400 depending on the precise version, features, and specification. Learn about high risk merchant highriskpay. Post Date 4 seconds ago . Our number one priority is to get your merchant account up and running as quickly as possible. A high-risk merchant refers to a business or merchant that is deemed to be at a higher risk of financial loss or potential chargebacks by payment processors or acquiring banks due to various factors. Any business with an average credit card transaction amount of $500 or greater is considered high risk by most payment service providers. Application: The business applies for a high-risk merchant account with a specialized payment processor that specializes in high-risk businesses. These are referred to as addendums. We help you tune the service to work with your business model. Less than $20,000 in monthly sales. com is one of the most trusted and experienced high risk merchant service providers in the industry. These types of businesses and others like them have to use a high risk bad credit merchant account to process credit cards. High Risk Pay is a website that provides a safe and secure way for people to send and receive payments. High Risk Pay is a comprehensive solution perfect for nutraceutical merchants. Bad Personal Credit History. High risk businesses can include those that sell adult products, travel services, or e-cigarettes, or those that have a high volume of. com account is a transactional arrangement between a business owner and a financial institution. We can help your business accept payments regardless of your credit standing. net, give you access to information regarding your new account. , business license, current bank account statement, and any prior merchant account statements. 99% approval Having trouble getting approved for your high risk merchant account? Did. High Risk Merchant Account at HighRiskPay. Adult Merchant Account; Bad credit Merchant Account; CBD Merchant Account;. These businesses typically operate in industries such as adult entertainment, gambling, pharmaceuticals and travel services which are prone to. The PIN. After the customer has entered all of their credit card information on your website, it will be authorized. . For these reasons, your business will likely require a high-risk merchant account. Discover the world of high risk merchant accounts with highriskpay. You should also expect less fraudulent activity as well as access to a broad customer base. Becoming an Affiliate is easy with us, and it is free to join. business checking account since credit card payments are deposited directly into it through ACH. With High Risk Pay, quickly get a bad credit merchant account with fast approvals and no setup and cancellation fees. These industries may include e-commerce, adult entertainment, pharmaceuticals, and more. When you refer us to customers you automatically earn $55 of each qualified sale. Let’s get one thing straight, being considered a high-risk merchant (or what we like to refer to as higher risk) isn’t always a bad thing. com High risk merchant accounts are specifically designed for businesses with higher transaction volumes and a higher risk of fraud. X. The risks associated with using a high risk merchant account include: 1. With the use of a high-risk merchant account, companies may accept credit and debit. 50 is attached to the rate of international and adult entertainment merchants. As an open-source eCommerce platform, WooCommerce offers a range of tools and options for accepting payments, including the ability to. com. The reason for this is that if your business does not turn a profit and the loan goes into default or bankruptcy, then there won’t be any funds available to repay the lender. We understand the unique challenges faced by high-risk businesses, and we specialize in providing secure and seamless payment solutions for CBD merchants. Our company understands that there many processes that have to be followed for your account to be approved such as the search on your. HighRiskPay. Average transaction of $500 or more. High Risk Pay is among the fastest growing companies in the charge card market since 1997. Trending. , payment gateways specifically for gambling), or indirect. Here, we will cover what makes a business high-risk and how a high-risk merchant account differs from a regular merchant account. com can offer you instant approval, competitive rates, 99% approval rate, fast approval, and specialized services for high risk businesses. Highriskpay. com. 27702 Crown Valley Pkwy Suite D4-120, Ladera Ranch California 92694, USA. We know how important it is for businesses, especially high-risk ones, to accept credit card payments from customers. com. Adult entertainment. The 7 Best High-Risk Merchant Account Providers. It exclusively serves high risk businesses in America. This is a subjective process and every bank’s underwriting department follows a specific set of guidelines that the bank has outlined. A high-risk merchant highriskpay. High Risk Merchant Accounts Provider. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. com. You will worry less about the transaction and payment process since we engage in making your transactions secured. There will always be some level. We can offer credit repair payment processing options and merchant accounts for your business, helping. A high-risk merchant account provides a specialized payment processing solution tailored to the needs of such businesses. With its bespoke approach to credit card processing, Corepay can offer specialized services to many high-risk businesses that might otherwise struggle to get approved for an account at all. Payline Data: Best overall high-risk payment processor. com specializes in offering high-risk merchant account. Industries considered high-risk include online gambling sites, adult entertainment, pharmaceutical sales, and more. High-risk businesses have difficulty obtaining merchant accounts from banks and payment processing companies. This can increase the difficulty of. Home;. net’s gateway also stores repeat customer payment information and even gives the merchant the ability to provide recurring billing. 99% approval. SMB Global is the option on our list with the longest standard contract length, three years. com. High Risk Pay provides merchant accounts for relatively risky businesses, so it has all the solutions that your e-cigarette business needs. The increased financial risk can make financial institutions hesitant to work with your high-ticket business. The company prides itself on offering easy, fast, and. By Alexa's traffic estimates highriskpay. It is used to facilitate the communication of banks by authorizing credit card payments for online. After over 20 years of experience providing high-risk merchant accounts for businesses, we understand exactly how the system works, working with. For those resellers that can refer us more then 5 merchants per month please call us directly at: 800-956-1277 # 102. I spoke to Ami (no last name on his email). com may open an account for a company and close it after a few transactions. How disability affects credit. High Risk Merchant Account Instant Approval; About us; Rates & Fees; Contact Us (800) 956-1277. Property management companies processing monthly rental payments. This company gives the facility of many users to make a merchant account for their various purposes. High Risk Pay is one of the fastest growing companies in the credit card industry since 1997. Has International Buyers: If the sellers sell their goods outside of the US, Canada, Australia, Japan, and the EU, especially to countries that are considered high. A rolling reserve that can be held for up to 180 days (or longer in some cases) after account closure. Login. For businesses in this position, the arrival of HighRiskPay. Read More: High Risk Merchant Account Bad Credit. You can work with companies like High-Risk Pay who specialize in working with high-risk businesses. (615) 476-0255. Conclusion. High risk businesses include those selling products or services related to: CBD and hemp products. Looking for a MLM Credit Card Processing Account? High Risk Merchant Account & Payment Gateway Provider⚡ Instant. High-risk merchant accounts, like the ones provided by Highriskpay. Regardless of previous credit history or industry, the organization specializes in providing. They can help you accept credit card payments, online payments, and other forms of electronic transactions, enabling you to expand your customer base and. com; highriskpay. The company guarantees the lowest rates and prides itself on. These accounts are designed to mitigate risk and provide secure payment gateways, allowing businesses to accept online payments confidently. Industries. With its expertise in high-risk merchant accounts, tailored payment processing options, competitive pricing, and excellent customer support, HMS is well-equipped to help CBD merchants efficiently and effectively process credit card payments. Travel. 95% plus $0. (800) 956-1277. In the fast-paced landscape of e-commerce, securing a trustworthy payment processing solution is paramount for success, especially for those in high-risk. Contact Email sales@highriskpay. These accounts are designed to mitigate risk and provide secure payment gateways, allowing businesses to accept online payments confidently. This is very long compared to the typical month-to-month offering for high-risk merchant accounts, so keep that in mind before choosing them. As mentioned, as a high-risk merchant, it’s critical that your payment processor is equipped to handle high-risk transactions. com: Your High. The results are based on vendor analysis, competitive rates, and client feedback, we have put together a list of the top High Risk Processing companies in the industry. It serves as a financial buffer to protect the payment processor from potential losses due to chargebacks, fraud, or business failure. high risk merchant account is a type of credit card processing account that is designed for businesses that are considered to be high risk by financial institutions. 2. After you’ve been approved, you will connect. With a high-risk merchant account, you can do just that. The merchant account provider charges high-risk merchant accounts higher fees to cover chargebacks. Take your business to the next level with our reliable solutions. com is one of the high risk payment processors specializing in providing payment processing solutions to high risk categories. A merchant account allows your business to process credit cards. Comments on: By: Camille Someone necessarily help to make significantly articles I'd state. 27702 Crown Valley Pkwy Suite D4-120, Ladera Ranch California 92694, USA. A high risk…The Problems For High-Risk Merchants. 1) Online Gaming Merchants. com in this comprehensive guide for high-risk merchants. Updated Nov 7, 2023. Termination of Your Merchant Account. com, which provides high-risk merchant accounts and payment processing services, is a ray of hope. Valid driving license; Insurance coverage proof; Personal Identification Proof[PIN]: a secret numeric answer used at ATMs or drive-through facilities. 1 . . The website is designed for people who are looking for an alternative to traditional banking methods. Menu. HighRiskPay. With their specialized high-risk merchant accounts, they offer tailored solutions to help manage your high-risk business with ease. We’re prepared to be your partner in getting your business off the ground. com comes with some major benefits for your business. 1. We also need a valid photo I. The website also offers a variety of other services such as credit card processing, check processing, and ACH processing. For high risk payment processors, highriskpay. Major banks view sectors like CBD, nutraceuticals, and cryptocurrency as too risky for standard merchant services. The plugin allows your logged. This means high risk merchant highriskpay. With over 20 international and domestic. HighRiskPay. com, we redefine financial possibilities, providing tailored solutions for businesses facing unique challenges. This is often a godsend for bad credit merchant accounts and allows them to secure steady income as they restructure. A High-risk merchant account at highriskpay. Com Account. The need for high-risk merchant accounts has grown fast. This being the case, it’s wise to choose a merchant account provider that has extensive. com specializes in helping businesses accept credit cards, debit cards, e-checks, and other payment methods securely and efficiently. Credit card processing – It offers credit card processing for businesses having a low credit score. Our high-risk merchant account high average approval rate is 99% – the highest in the industry. com specializes in tailored solutions for…High-risk merchant category refers to the industries or types of businesses considered to have a higher level of risk by financial institutions, payment processors, and acquiring banks. However, companies like High Risk Pay are here for you and can help you open up a merchant account and begin making your business a success. Biography. If you’re running an eCommerce business, you will need to accept credit card payments on your website. When you use our services, you don’t need to worry about the risks of accepting credit cards for what will be considered high-risk payments. By. High-Risk Trader Account: highriskpay. For this reason, high -risk accounts require a unique personal identification. com; 27702 Crown Valley Pkwy Suite D4-120, Ladera Ranch California 92694, USA; QUICK LINKS. Credit card payments require a card reader that allows the customer or cashier to swipe the card physically. By Kurt Woock. A high-risk merchant account is for businesses that operate in high-ticket industries with increased risks of fraud and chargebacks. However, these accounts cost more given the increased risks. With these criteria in mind, let’s look at our top seven high-risk merchant account providers: PaymentCloud: Best For Free Credit Card Terminal. This helps in recovering the lost sales and reducing fraud. com is essentially an agreement between a business and a. A High-Risk Merchant Highriskpay. 25 but are likely to be higher. Apply Today and Be in Business Tomorrow! HighRiskPay. Online gaming is one of the most popular high risk merchant accounts. I took the account and processed $15, 000 my 1st day. Apply Today. They have had to use either direct providers, horizontal industry gateways that have been open to serving high-risk merchants and high-risk specific gateways (e. Why being labelled “high-risk” can have an impact on your payment processing. At the beginning of 2017, Social Security paid an average monthly disability benefit of $1,170. Com. com is a platform that specializes in providing payment…Suitable for All High-Risk Businesses. Generally, high-risk business owners can expect credit card processing rates of 0. 25 and a monthly fee of just $0. My Company High Risk Pay (“us”, “we”, or “our”) operates (the “Site”). com. Bad personal credit history is one of the most common reasons that traditional merchant account providers deny a merchant account application. A high-risk merchant account allows businesses to accept credit and debit card payments even if the provider expects a high number of chargebacks. com and in need of a reliable payment processing solution? Look no further thanFind a Location. These specialized payment processing solutions are set up by payment processors who work closely with high-risk merchant account providers. These industries include travel and tourism, online gaming, adult entertainment, and e-commerce among others. With a merchant account from High Risk Pay, you can accept both credit and debit card payments, prevent chargebacks, and limit fraud cases in your business. com. What makes highriskpay. By Sayan Dutta November 9, 2023 Updated: November 9, 2023 4 Mins Read. While interchange fees may vary from company to company, in general, higher risk will incur higher fees. Valid driving license; Insurance coverage proof; Personal Identification Proof[PIN]: a secret numeric answer used at ATMs or drive-through facilities. Our experienced team of advisors will be able to assist you in navigating the complexities of payment processing for your business. Call Us Today (818)-825-7938 [email protected] High Risk Merchant Account At Highriskpay. At High Risk Pay, opening a merchant account and obtaining a payment gateway for nonprofit organizations is simple. 95% with a transaction fee of just $0. Industries considered high-risk include online gambling sites, adult entertainment, pharmaceutical sales, and more. HighRiskPay. Apply Today. com account is a form of a business bank account set up by a payment processor that enables merchants to accept credit and debit cards for their business. Higher Fees: As a high risk merchant, you may be charged higher fees than a merchant in a lower-risk category. Their team has the experience to properly assess the risk factors of your business and work with acquiring banks willing to underwrite the account. A high-risk merchant account can provide the same types of services as low-risk providers. This guide will provide an overview. Has International Buyers: If the sellers sell their goods outside of the US, Canada, Australia, Japan, and the EU, especially to countries that are considered high. With a high-risk merchant account, the payment processor and card networks assume that the business has a greater risk of defaulting on payments, incurring many chargebacks, or committing fraud. Here is an outline of the overall features of high risk merchant. These industries are considered high risk due to higher rates of customer disputes and chargebacks. June 27, 2023. We also offer Canadian merchant accounts and are available to the Canadian Market. For ‘sin’ industries, these high-risk credit card processors offer high-risk payment gateways that are secure and limit customer transaction write-offs through high-risk merchant account instant transaction approvals. In this comprehensive guide, we will explore the features, benefits, and application process of high risk merchant account at. Clearer Transparency. Get a Merchant Account for Your Streaming Services Business. Industries. It combines security, efficiency, and tailored solutions to address the unique challenges high-risk businesses face. All Merchant Accounts; Expertise. 2. com can offer you instant approval, competitive rates, 99% approval rate, fast approval, and specialized services for high risk businesses. The big guys like Stripe and PayPal want nothing to do with businesses like yours. We have a broad nationwide network which runs via our processing banks to. com was founded in 1997 and is a leading provider of high-risk merchant accounts, offering a comprehensive solution for businesses in need of reliable, secure, and efficient payment processing. Durango Merchant Services. A high risk merchant account is a type of account designed for businesses that are considered to have a level of risk associated with their transactions. Online gaming, full-grown entertainment, medicines, travel, and other sectors are between these high-risk industries. com, which provides high-risk merchant accounts and payment processing services, is a ray of hope. com — Best for any high-risk business, with a 99% approval rate, no credit score requirements, 24-hour approval, and chargeback prevention. These risks can arise from factors such as the industry’s nature, potential for chargebacks, regulatory compliance, or a business’s past financial. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. High Risk Pay offers a one stop solution for your high risk business, with 99% approval rate, no application fee, no setup fee, no contract, and bad credit OK. Com? Since 1997, High-Risk Pay has experienced some of the fastest growth in the credit card sector. Industries. HighRiskPay. Unlike standard or low-risk accounts, these accounts factor in the financial risks that high-risk businesses face, especially susceptibility to fraud and chargebacks, and how they can be. com or another high-risk payment processor can provide a solution for these businesses. I did business with this company I opened up a high risk merchant account and I was approved. For more information, visit the Host Merchant Services website or call (888) 727-4538. com is 3,124 USD. High Risk Merchant Account At HighRiskPay. High-risk businesses face unique challenges when it comes to payment processing. com - Deal With Your High-Risk Business Securely Consider High Risk Merchant highriskpay. HighRiskPay. com focus on instant approvals, customized solutions, and 24/7 support sets it apart. High Risk Pay are specialists in providing payment solutions for credit repair companies. According to Crunchbase HighRiskPay. 0. com. Industries. Twitter Facebook-f. High -risk traders accounts highriskpay. com Stands Out. High Risk Pay is one of the fastest growing companies in the credit card industry since 1997. com: The Solution for High-Risk Merchants HighRiskPay. com Are you a business owner looking for a payment processing solution but need help getting approved for a merchant account? Breaking News Unlocking the Benefits of Zyn Rewards: Everything You Need to KnowUnlock success for your business with High Risk Merchant Highriskpay. Those transaction and monthly fees apply for most other categories as well, although adult merchants and. High-Risk Merchant Account vs Low-Risk Merchant Account. Twitter Facebook-f. HighRiskPay. High Risk Merchant Accounts, Food delivery is a subscription-based business because restaurant owners will pay monthly or annual fees. com registered under . Merchant account providers can add their own characteristics to the list, but here are a few that will characterize your business as high-risk: $20,000 or more in monthly sales. Purchase the Necessary Equipment. However, some businesses are classified as “High Risk Merchant Account at Highriskpay. The good news is that high-risk merchant account providers like High Risk Pay know startups are unpredictable. A high risk merchant account is a type of business account that is designed for businesses who have a higher than average transaction rate and are considered to be at greater risk for fraud. com. Additionally, a high-volume merchant account also makes you eligible for processing discounts that can even save you money in the long-term. com provides secure and reliable payment processing solutions tailored to high-risk industries. com accounts. 50. This service provider has seen a significant increase in the credit card segment since its inception. Take the Customer’s Order. com account is a type of merchant account made for businesses in areas where there is a higher chance of chargebacks, fraud, or other problems that could lead to a higher number of complaints or rejected transactions. High Risk Merchant Account at HighRiskPay. It gives merchants a unique login with order tracking, sales management, inventory, and payments. High Risk Merchant Account HighRiskPay. 2. While the industry standard for high-risk payment processing is four days from the date of the transaction to the time of the deposit, electronic funds transfer processed by High Risk Pay will typically reach your account in 24–48 hours. com accounts. High Risk Pay is a merchant account provider that provides services to organizations that have a history of bad credit or are in a high-risk industry. Highriskpay. com is a high-risk payment processing company that offers an industry-leading suite of merchant services to businesses across the globe. Why Highriskpay. A lot of transactions: A merchant is called a high-risk merchant by highriskpay. High-risk. The web value rate of highriskpay. Menu. You will also be asked to prove that you have a secure system in place for customers entering credit card information. We specialize in providing offshore merchant account and high-risk merchant accounts. Greater Scrutiny:My Company High Risk Pay (“us”, “we”, or “our”) operates (the “Site”). D. In the ever-evolving landscape of e-commerce and online business, merchant accounts play a pivotal role. Every payment processor has. Accept Credit Card Payments Via Your Own. Every payment processor has unique requirements known as a credit policy that controls which business industries they can handle. . In the fast-paced landscape of e-commerce, securing a trustworthy payment processing solution is paramount for success, especially for those in high-risk. The most significant benefit of a high-volume merchant account is the number of transactions you will be able to process without the fear of accounts being frozen or suspended. What Instant Approval Actually Means For High-Risk Merchants. At highriskpay. A High Risk merchant Highriskpay. HighRiskPay. You will also be asked to prove that you have a secure system in place for customers entering credit card information. Learn more about High Risk Merchant Account. com is an excellent choice for businesses seeking a high-risk merchant account. High-risk industries fall under a broad scope including. This includes businesses that sell high-ticket items, businesses that have a high chargeback ratio, and businesses that are new to the market. In the ever-evolving world of e-commerce and online businesses, the need for a reliable payment processing solution is paramount. By choosing a trusted high-risk merchant solution like HighRiskPay. . com. If your business has a higher than normal risk of chargebacks, a high-risk merchant account with highriskpay. We’re more than just a merchant service provider — we’re your partner in high-risk merchant account consulting, both domestically and internationally. However, due to excessive chargebacks, high sales volumes. High-risk merchant accounts allow businesses in certain industries to accept credit and debit card payments for their products or services. By choosing HighRiskPay. In fact, the company doesn’t appear to market its services to low-risk businesses. Apply Today. Soar Payments — Best for. High-risk enterprises are often new, have a history of credit problems, or operate in an area deemed contentious. Menu. High Risk Pay is a comprehensive solution perfect for nutraceutical merchants. 2) Adult Entertainment Merchants. g. 14 page views on average. If you’re selling in-person, or in-store, you’ll need a card reader. 3. PayPal: Best. A 99% approval rate means that your unique business is almost guaranteed approval and that you can begin. A high-risk payment gateway, provided by your merchant service provider, is a system that’s created to allow you to take transactional information and pass it on to acquiring banks while receiving responses from issuing banks. Our high risk merchant accounts are perfect for businesses that fall into the high-risk category, including those associated with e-commerce and P2P payments. Cardpay Solutions makes accepting. For business owners in certain "high risk" industries, obtaining a merchant account to accept credit card payments can be extremely challenging. HighRiskPay. Highriskpay. What is a High-Risk Merchant Highriskpay. Higher Fees: As a high risk merchant, you may be charged higher fees than a merchant in a lower-risk category. These industries are deemed high risk because they have a higher chance of chargebacks and fraudulent transactions. high risk merchant account highriskpay. Read More: High Risk Merchant Account Payment Gateway. 25. As a leading provider of high-risk merchant accounts, Highriskpay. com” by banks and traditional payment…On top of annoying you with a lengthier application process, being labelled high risk by your processor also comes with potential financial repercussions. If you use a nutraceutical merchant account, you can sell supplements, vitamins, and herbal products without the fear of. A lot of transactions: A merchant is called a high-risk merchant by highriskpay. High Risk Pay offers merchant accounts to the e-commerce businesses that can’t open a credit card processing account with a low-risk provider. The following advantages are offered by HighRiskPay. One of the best high-risk merchant account providers is HighRiskPay. com is an account which is used for the processing of the high risk credit payments and is used by the business. 95. The approval process at High Risk Pay typically takes 24 to 48 hours, which is faster than most other high-risk merchant account approvals. High-Risk ACH Processing; Chargeback Prevention Program; High Risk Merchant Account Instant Approval; About us; Rates & Fees; Contact Us If you don’t have much in your Ecommerce merchant accounts, or savings accounts, lenders will likely see it as high risk. Items on your credit report that initiate questions and declined applications include active bankruptcies, low credit scores, active collection accounts, a history of. 95% plus 25 cents and varies with the use of cards and transaction type.